HALFEM MICROFINANCE INSTITUTE a new generation microfinance institute in Ilorin, Kwara State is offering job opportunities to individuals who possess the right qualifications of loan officers. The candidate must be able to work efficiently with customers and closely with other departments of the company such as the accounting department, recovery department, and other loan officers.

QUALIFICATIONS AND KEY SKILLS

  • Minimum of 1 year working experience as a Marketer, credit/loan officer or similar capacities in a financial institution especially a microfinance company.
  • Excellent written and verbal English communication skills
  • Self-Starter who is target driven and self-motivated – must be comfortable in a target driven environment
  • Should be able to achieve the monthly or annual target
  • Excellent communication skills in English, Yoruba, and any other Nigerian Language (telephone, face to face, and written)
  • Holds at least an Ordinary National Diploma (OND), or its equivalence. A Higher National Diploma or First Degree in the relevant field of study will be an edge.

DUTIES AND RESPONSIBILITIES

  • Find potential clients, individuals, or businesses who are in need of loans to cultivate their businesses.
  • Act as a salesperson, persuading clients to obtain loans from our institution rather than anywhere else.
  • Meet with loan candidate to explain options and answer questions
  • Analyze and verify information on a loan application to determine creditworthiness.
  • Effectively, promptly and efficiently recover loans with mutually agreed upon interest from clients.

BENEFIT

  • A credit officer will earn both fixed and variable income
  • Competitive salary
  • Additional variable earnings including commission and bonuses
  • A credit officer can determine and write his/her own paycheck each month.

Interested and qualified candidates can submit their CV/Resume to [email protected] Please use your name and the position you are applying for as the subject.

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